If you’re a small business owner looking to bring your store online or simplify in-person payments, chances are you’ve heard of Shopify. It’s a powerful eCommerce platform, no doubt.
But what if you need more than just an online store? What if you’re looking for a solution that serves walk-in customers, allows you to accept face-to-face payments instantly, and doesn’t charge monthly subscription or setup fees?
That’s where PaySprint Retail stands out.
Here’s a head-to-head comparison to help you decide:
🧾 1. Setup & Subscription Costs
| Feature | PaySprint Retail | Shopify |
|---|---|---|
| Setup Fees | $0 | Starts from $29/month |
| Transaction Fees | 0% with PaySprint QR or wallet | 2.9% + $0.30 per transaction (Stripe) |
| Monthly Subscription | None | Starts at $29/month, higher tiers |
| Hardware Requirement | No hardware needed (QR/Pay Link) | POS hardware may be required |
🛒 2. Target User Base
| Feature | PaySprint Retail | Shopify |
|---|---|---|
| Designed For | Local shops, small stores, underserved communities | Online retailers, D2C brands |
| Storefront Type | Digital + Physical (Hybrid) | Primarily Online |
| Merchant Onboarding | Simplified and mobile-first | Requires more setup and integrations |
| Emerging Market Readiness | Built for low-tech or semi-urban setups | More suited to tech-savvy sellers |
💳 3. Payment Flexibility
| Feature | PaySprint Retail | Shopify |
|---|---|---|
| In-Person Payments | ✅ Yes – via QR, Pay Link, Wallet | ✅ Yes – via Shopify POS (extra cost) |
| Remote Payments | ✅ Yes – via Virtual Terminal, Pay Link | ✅ Yes |
| Bill Payments & Services | ✅ Available (earn commissions) | ❌ Not offered |
| Payout Agent Capability | ✅ Become a payout agent | ❌ Not available |
📦 4. Extra Earnings & Benefits
| Feature | PaySprint Retail | Shopify |
|---|---|---|
| Earn Commissions | ✅ From bill payments, airtime, wallet services | ❌ Not available |
| Wallet Overdraft Protection | ✅ Up to $5,000 for eligible merchants | ❌ Not available |
| Business Credit Building | ✅ Through overdraft and usage behavior | ❌ Not available |
| Ultimate Visa Card Access | ✅ Spend globally, no FX fees | ❌ Not integrated |
🔍 Final Verdict: Which One Should You Choose?
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Choose PaySprint Retail if you:
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Are a small business in an underserved or cash-based economy
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Want to accept face-to-face payments instantly with zero setup
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Need a free online store with no monthly commitment
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Want to earn commissions by offering bill payments and wallet services
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Prefer a mobile-first, flexible, zero-hardware solution
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Choose Shopify if you:
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Run a purely online store with higher product volume
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Want deep integrations with eCommerce apps and advanced inventory tools
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Are ready to invest in subscriptions and additional tools for scale
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🛠️ The Bottom Line
Shopify is great for scaling online brands, but PaySprint Retail is built for real-world commerce, where simplicity, affordability, and community-based service matter most.
In short:
💡 Shopify helps you sell more online.
💡 PaySprint Retail helps you sell more, serve more, and earn more—anywhere.
📲 Ready to open your store and accept payments the smart way?
Download the PaySprint App and activate your storefront today.